Long-Term Care Info

Circumstances often Change Throughout One’s Lifetime

Children grow up, estates change, and businesses are sold. Higher premiums coming at the same time as reduced retirement income, increased medical expenses, or outliving a beneficiary give many justification for lapsing a life insurance policy. Letting go of this asset, however, may not be the best strategy.

A life settlement for an unneeded, unwanted, or unaffordable life insurance policy can offer the person during their lifetime a sum of money  that is less than the death benefit, yet much greater than the cash surrender value of the policy.

Partnering with well-funded and respected financial institutions, the outcomes of our work can benefit a charity, an individual’s quality of life, and even the taxpayer.